Associate Credit Support Analyst
Company Name:
Visa
Title: Associate Credit Support Analyst Location: UT-American Fork
Position Description
The Associate Credit Support Analyst position will be an integral part of our Acquiring Operations Group, which handles underwriting, risk, and account setup for our Merchant Acquiring business. In this role, you will serve as a key point of contact between Sales, Merchants, and our Acquiring Partners. You are expected to become an expert on the underwriting criteria of CyberSource and its acquiring partners, as well as contribute to the sales process by acting as a knowledge resource for Sales Reps on Merchant Acquiring requirements. Additionally, you will contribute to on-going risk management of the portfolio. The Credit Risk Analyst is expected to be able to underwrite small, mid-size, and enterprise-level companies, for both the domestic and international referral acquiring businesses.
Specific Responsibilities will include:
Apply appropriate underwriting criteria to prospective merchant applications in accordance with credit policy to ensure financial exposure is appropriately mitigated;
Support overall business needs by ensuring Underwriting group makes quality credit decisions within published SLAs;
Underwrite merchants for both our Enterprise and Small Business platforms;
Team with Sales and Acquiring Partners in order to provide a seamless experience to prospective merchants;
Perform periodic reviews of existing merchants in an effort to manage overall risk;
Take an active role within CyberSource to identify and recommend for approval process/policy changes to make the group more effective;
Assist with the First Transaction Report review on all new applications.
Review accounts for potential eCheck Pre-approval to ensure accounts are within approved guidelines.
Contribute, as needed, to ongoing projects for the Acquiring Operations team
Bachelor's Degree, preferably in Finance, Accounting or other business concentration;
3 years' experience with credit underwriting. Previous experience with Merchant Acquiring or Credit Card processing is a plus.
Experience with financial analysis, including the ability to review and understand financial statements of both small- and large-sized companies.
Strong written and verbal communication skills.
Windows/PC experience including Excel and Word.
Common Purpose, Uncommon Opportunity. Everyone at Visa works with one goal in mind - making sure that Visa is the best way to pay and be paid, for everyone everywhere. This is our global vision and the common purpose that unites the entire Visa team. As a global payments technology company, tech is at the heart of what we do: Our VisaNet network processes over 13,000 transactions per second for people and businesses around the world, enabling them to use digital currency instead of cash and checks. We are also global advocates for financial inclusion, working with partners around the world to help those who lack access to financial services join the global economy. Visa's sponsorships, including the Olympics and FIFA(TM) World Cup, celebrate teamwork, diversity, and excellence throughout the world. If you have a passion to make a difference in the lives of people around the world, Visa offers an uncommon opportunity to build a strong, thriving career. Visa is fueled by our team of talented employees who continuously raise the bar on delivering the convenience and security of digital currency to people all over the world. Join our team and find out how Visa is everywhere you want to be.
Visa will consider for employment qualified applicants with criminal histories in a manner consistent with the requirements of Article 49 of the San Francisco Police Code. Administrative Services Organization: CyberSource Associate Credit Support Analyst UT-American Fork 143114 Estimated Salary: $20 to $28 per hour based on qualifications.
Visa
Title: Associate Credit Support Analyst Location: UT-American Fork
Position Description
The Associate Credit Support Analyst position will be an integral part of our Acquiring Operations Group, which handles underwriting, risk, and account setup for our Merchant Acquiring business. In this role, you will serve as a key point of contact between Sales, Merchants, and our Acquiring Partners. You are expected to become an expert on the underwriting criteria of CyberSource and its acquiring partners, as well as contribute to the sales process by acting as a knowledge resource for Sales Reps on Merchant Acquiring requirements. Additionally, you will contribute to on-going risk management of the portfolio. The Credit Risk Analyst is expected to be able to underwrite small, mid-size, and enterprise-level companies, for both the domestic and international referral acquiring businesses.
Specific Responsibilities will include:
Apply appropriate underwriting criteria to prospective merchant applications in accordance with credit policy to ensure financial exposure is appropriately mitigated;
Support overall business needs by ensuring Underwriting group makes quality credit decisions within published SLAs;
Underwrite merchants for both our Enterprise and Small Business platforms;
Team with Sales and Acquiring Partners in order to provide a seamless experience to prospective merchants;
Perform periodic reviews of existing merchants in an effort to manage overall risk;
Take an active role within CyberSource to identify and recommend for approval process/policy changes to make the group more effective;
Assist with the First Transaction Report review on all new applications.
Review accounts for potential eCheck Pre-approval to ensure accounts are within approved guidelines.
Contribute, as needed, to ongoing projects for the Acquiring Operations team
Bachelor's Degree, preferably in Finance, Accounting or other business concentration;
3 years' experience with credit underwriting. Previous experience with Merchant Acquiring or Credit Card processing is a plus.
Experience with financial analysis, including the ability to review and understand financial statements of both small- and large-sized companies.
Strong written and verbal communication skills.
Windows/PC experience including Excel and Word.
Common Purpose, Uncommon Opportunity. Everyone at Visa works with one goal in mind - making sure that Visa is the best way to pay and be paid, for everyone everywhere. This is our global vision and the common purpose that unites the entire Visa team. As a global payments technology company, tech is at the heart of what we do: Our VisaNet network processes over 13,000 transactions per second for people and businesses around the world, enabling them to use digital currency instead of cash and checks. We are also global advocates for financial inclusion, working with partners around the world to help those who lack access to financial services join the global economy. Visa's sponsorships, including the Olympics and FIFA(TM) World Cup, celebrate teamwork, diversity, and excellence throughout the world. If you have a passion to make a difference in the lives of people around the world, Visa offers an uncommon opportunity to build a strong, thriving career. Visa is fueled by our team of talented employees who continuously raise the bar on delivering the convenience and security of digital currency to people all over the world. Join our team and find out how Visa is everywhere you want to be.
Visa will consider for employment qualified applicants with criminal histories in a manner consistent with the requirements of Article 49 of the San Francisco Police Code. Administrative Services Organization: CyberSource Associate Credit Support Analyst UT-American Fork 143114 Estimated Salary: $20 to $28 per hour based on qualifications.
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